Lending programs
Every program below is underwritten on appraised value and a clear exit strategy. Personal files from $50,000 and commercial files up to $1,000,000.
From $50,000
Financing built specifically for Alberta homeowners who want to construct a legal basement suite. We fund the build, you collect the rent, and the suite lifts the value of the whole property.
Learn more about Basement developmentFrom $50,000
A straightforward way to draw on the value built up in your Alberta home. Approvals are based on appraised value and a clear exit strategy, so the process stays simple.
Learn more about Home equity loansFrom $50,000
Roll high cost credit cards, lines of credit, and arrears into a single equity backed loan with one predictable payment.
Learn more about Debt consolidationFrom $50,000
Kitchens, additions, garages, and full remodels funded on the equity you already hold, with payments that stay light while the work is in progress.
Learn more about Home renovationsFrom $50,000
First position financing for Alberta property when the bank timeline or the paperwork does not fit the deal in front of you.
Learn more about First mortgagesFrom $50,000
Access equity without disturbing a favourable first mortgage. Second position financing sized to the equity behind your existing loan.
Learn more about Second mortgagesFrom $50,000
Short term capital that covers the space between a purchase and a sale, a payout and a refinance, or a closing date and a funding date.
Learn more about Bridge loansFrom $300,000
Interim financing for multi unit projects working toward a CMHC MLI Select take out, so construction and acquisition timelines keep moving.
Learn more about CMHC MLI Select bridge$300,000 to $1,000,000
Commercial financing from $300,000 to $1,000,000, underwritten on the asset and the exit strategy rather than on ratios and red tape.
Learn more about Commercial loans