Debt Consolidation
Consolidate, then breathe.
Roll high cost credit cards, lines of credit, and arrears into a single equity backed loan with one predictable payment.
From $50,000
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What you get
- Clear credit cards, lines of credit, and tax arrears
- One payment on terms based on your equity
- Credit bruises and past arrears are not a dealbreaker
- Rate quotes within 2 hours
How it works
- 01
List what you owe
Send us the balances you want cleared and we size the loan around them.
- 02
We underwrite the equity
Approval rests on appraised value and a clear exit, not on ratios.
- 03
Creditors are paid out
Balances are settled at funding and you move forward with one payment.
Low stress process
No GDS/TDS. No CRA documents. No minimum credit score.
Interest only options
Keep monthly costs low while your plan comes together.
Quotes in 2 hours
Professionals lending since 1980.
Debt Consolidation questions, answered
Will collections or arrears disqualify me?
No. Arrears, collections, and past credit issues are common in the files we fund.
Can property tax arrears be included?
Yes. Property tax and CRA arrears can be paid out at funding.
How long does it take?
Quotes within 2 hours and funding typically follows within days.