Home Renovation Financing
Renovate without the runaround.
Kitchens, additions, garages, and full remodels funded on the equity you already hold, with payments that stay light while the work is in progress.
From $50,000
Start my application
What you get
- Funding sized to the scope of the renovation
- Interest only payments during construction
- Approvals based on appraised value
- Refinance once the work is complete
How it works
- 01
Share the plan
Send the scope and the budget for the work you have in mind.
- 02
Get your quote
A rate quote lands within 2 hours during business hours.
- 03
Build and refinance
Complete the work, then move into long term financing at the higher value.
Low stress process
No GDS/TDS. No CRA documents. No minimum credit score.
Interest only options
Keep monthly costs low while your plan comes together.
Quotes in 2 hours
Professionals lending since 1980.
Home Renovation Financing questions, answered
Do you fund partial renovations?
Yes. Files start at $50,000 and can cover a single room or a full remodel.
Is a contractor quote required?
A scope and budget help us size the loan, and a contractor quote speeds up the process.
Can I combine this with a suite build?
Yes. Many clients pair a renovation with the basement development program.